Kendal Toy was born on July 6, 2000 in Washington and currently lives in Coppell, Texas. She is the youngest of two children to Linus and Aleta Toy. She has a sister, Carena, who attends college at The Cooper Union in New York and a former gymnast. Kendal is a senior at Coppell High School and she will graduate in 2018. Outside of the gym, Kendal has been a Girl Scout since 2006 volunteering in the Coppell community.

Kendal started recreational classes at the age of three. She joined pre-team at Gymnastics East in Bellevue, WA at the age of six and started competing as a level 4 gymnast during the 2007-2008 season. Kendal placed first in the all-around at the Fall State Meet. At the Spring Sectionals, she earned a silver medal in the all-around. At the Spring State Meet, she finished fourth overall. She moved up to level 5 for the 2008-2009 season. She finished fourth in the all-around at the Fall Sectionals and seventh in the all-around at the Fall State Meet. At the Spring Sectionals, Kendal placed second in the all-around. She did really well at the Spring State meet where she placed third in the all-around and second on balance beam. As a level 6 gymnast in 2010, Kendal placed sixth in the all-around at the Fall State Championships. She concluded her level 6 season at the Sectionals and Spring State Meet.

After the 2010 season, Kendal started training at Emerald City Gymnastics Academy in Redmond, WA. Kendal competed as a level 7 gymnast in 2011 where she placed third in the all-around with a 37.725, first on balance beam and second on vault at the State Championships. She qualified to the Region 2 Championships, finishing first in the all-around with a 37.400 as well as first on vault and uneven bars, second on floor exercise and third on balance beam.

Kendal moved up to level 8 for the 2012 season. She placed fourth in the all-around and third on vault and balance beam at the State Championships. At the Region 2 Championships, she finished third in the all-around with a 37.625 and first on balance beam. She concluded her level 8 season at the USAG Open Championships, finishing 12th in the all-around. In the summer of 2012, Kendal's family relocated to Texas, so Kendal started training at Texas Dreams Gymnastics in Coppell, TX. Kendal moved up to level 9 for the 2013 season. She did really well at the State Championships where she finished second in the all-around with a 37.900, third on uneven bars and fourth on balance beam. At the Region 3 Championships, Kendal placed second in the all-around with a 38.375, first on balance beam and floor exercise and third on uneven bars. She qualified to the Level 9 Western Nationals, finishing seventh in the all-around with a 37.625 and fifth on uneven bars.

As a first-year level 10 gymnast in 2014, Kendal finished fourth in the all-around with a 37.500 and fourth on uneven bars at the State Championships. She placed 12th in the all-around, fourth on vault and sixth on uneven bars at the Region 3 Championships. She concluded her 2014 season at the Junior Olympic National Invitational Tournament in Jackson, MS, finishing second in the all-around with a 37.575 and third on vault and uneven bars. In June 2014, Kendal started training at Metroplex Gymnastics in Allen, Texas.

In 2015, Kendal placed fourth in the all-around with a 37.775, first on balance beam and second on floor exercise at the State Championships. At the Region 3 championships, she finished third in the all-around with a 38.275, third on balance beam and fourth on uneven bars. She qualified to the Junior Olympic Nationals in Des Moines, IA where she placed eighth overall with a 37.825 and second on balance beam. Kendal also participated in elite qualifier in May and narrowly missed qualifying to elite.

In 2016, Kendal finished in the top two in the all-around at the Atlanta Crown Invitational and Alamo Classic. She was unable to compete until Region 3 Championships due to a minor injury. At Regionals, she placed in the top ten in the all-around and second on balance beam. Kendal was unable to compete in 2017 due to an injury.

Currently, Kendal is preparing for the 2018 season as a level 10 gymnast. She trains 28-29 hours per week at Metroplex Gymnastics in Allen, Texas under coaches Marnie Futch and Gina Logan. Kendal verbally committed to the University of Washington for the 2018-2019 school year.